United Mortgage Corporation of America is a Santa Clarita-based mortgage banker and broker owned and operated by Michael A. Harris — a Southern California lending veteran with 38+ years of experience and the host of the long-running weekly radio program Your Real Estate Life, airing Saturdays on Fox Sports Ventura 1590 AM / 97.9 FM KVTA and Sundays on K-EARTH 101 FM.
Unlike large banks or call-center lenders, UMCA is a single owner-operated practice — when you call, you talk to Michael. He closes loans in his own name for speed and control, and shops 50+ wholesale lenders when that's the better fit for your situation.
What we specialize in: — Reverse Mortgages (HECM, Jumbo, HomeSafe Reverse Second for homeowners 55+) — HELOC / Home Equity Loans (tap your equity without giving up your low rate) — DSCR Investor Loans (qualify on rental income — no tax returns required; available in 46 states) — Bank Statement Loans for self-employed borrowers (2 to 24 months) — Hard Money, Construction, Jumbo, FHA, VA, USDA, Conventional, and ARM loans
We also offer the Money Max Account through United Financial Freedom — a debt-elimination strategy that helps homeowners pay off their mortgage in a fraction of the time without refinancing.
Serving Santa Clarita, Valencia, Thousand Oaks, Simi Valley, Westlake Village, Burbank, Northridge, and all of Southern California.
NMLS #233410 | Company NMLS #3189 800-230-0168 ext. 201 | unitedforloans.com
Licensed by the California Department of Real Estate, Real Estate Broker #01870497. DSCR available in 46 states (excluding ND, NV, SD, VT). Reverse Mortgages are neither endorsed nor approved by the Federal Government. Equal Housing Lender.
