As the founder and broker of Great Rate Home Loans, Matthew Moreno has built a mortgage lending powerhouse known for speed, transparency, and top-tier customer service. Based in Carlsbad and servicing all of California, Matthew leads a team of highly skilled loan officers and in-house professionals dedicated to delivering fast, efficient, and seamless funding experiences for every client.
Since its launch in 2019, Great Rate Home Loans has doubled in size each year, thanks to Matthew's commitment to innovation and excellence. Utilizing cutting-edge technology, his team consistently closes loans faster than the industry average — with a current Clear to Close average of just 14.6 days and continuing to improve.
? Loan Products Offered
●Conventional, FHA, VA, USDA Loans
●Jumbo Loans & Investment Property Financing
●Down Payment Assistance Programs
●Self-Employed & Bank Statement Loans
●Foreign National Loans
●Loans for 1–4 Unit Residential Properties
? Recognitions & Company Milestones
●Founder of Great Rate Home Loans – Established 2019
●The company has doubled in size every year since its inception
●Recognized for Excellence in Speed, Service & Efficiency
●Five-Star Client Reviews Across Multiple Platforms
With a client-focused mindset and a tech-driven approach, Matthew Moreno is redefining the lending experience for homeowners and investors across California. Whether you're refinancing, purchasing your first home, or building your investment portfolio, Matthew and his team are here to get you to the finish line—quickly and confidently.
